Certificate of Deposits (CDs) & IRAs

A certificate of deposit (CD) is a deposit account that allows you to save money at a fixed rate of interest for a fixed amount of time. It is simple, safe, and insured by the FDIC. Interest can be added to the account or it can be paid semi-annually or annually into another account. Penalties may be imposed on early withdrawals.

Certificate of Deposit Rate Specials

Take advantage of our rate special by investing in a certificate of deposit. Whether you’re saving for tomorrow, school, retirement, or even a house project, we’re here to help you choose the right terms fit for your financial needs.

Interest Rate
APY**
Minimum Deposit
to Open
9 Month CD
5.00%
5.00%
$5,000
13 Month CD
4.70%
4.70%
$5,000
Interest Rate
5.00%
APY**
5.00%
Minimum Balance to Earn APY**
$5,000
Interest Rate
4.70%
APY**
4.70%
Minimum Balance to Earn APY**
$5,000

Accurate as of 02/28/2024

Offer Valid for One Term Only

**Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate

Substantial penalty may apply for early withdrawal on Certificates of Deposit

Fees may reduce earnings

Effective: 12/20/2023

3 to 60 Month Fixed CDs and IRAs

Traditional or Roth options available. Interest credited semi-annually or annually. Penalties may be imposed on early withdrawals. Other early withdrawal penalties may be imposed under the Internal Revenue Code. FDIC insured separately from other accounts.

Interest Rate
APY**
Minimum Deposit
to Open
3 Month CD
1.25%
1.25%
$1,000
6 Month CD
1.50%
1.50%
$1,000
12 Month CD
2.00%
2.00%
$1,000
15 Month CD
2.00%
2.01%
$1,000
18 Month CD
2.05%
2.06%
$1,000
24 Month CD
2.25%
2.26%
$1,000
36 Month CD
2.50%
2.52%
$1,000
48 Month CD
2.75%
2.77%
$1,000
60 Month CD
3.00%
3.02%
$1,000

3 to 60 Month Fixed CDs and IRAs

Interest Rate
1.00%
APY**
1.00%
Minimum Balance to Earn APY**
$1,000
Interest Rate
1.50%
APY**
1.51%
Minimum Balance to Earn APY**
$1,000
Interest Rate
1.55%
APY**
1.56%
Minimum Balance to Earn APY**
$1,000
Interest Rate
1.75%
APY**
1.76%
Minimum Balance to Earn APY**
$1,000
Interest Rate
1.75%
APY**
1.76%
Minimum Balance to Earn APY**
$1,000
Interest Rate
1.85%
APY**
1.86%
Minimum Balance to Earn APY**
$1,000
Interest Rate
2.00%
APY**
2.01%
Minimum Balance to Earn APY**
$1,000
Interest Rate
2.25%
APY**
2.26%
Minimum Balance to Earn APY**
$1,000
Interest Rate
2.50%
APY**
2.52%
Minimum Balance to Earn APY**
$1,000
Interest Rate
2.75%
APY**
2.77%
Minimum Balance to Earn APY**
$1,000

Accurate as of 02/28/2024

18 Month Fixed IRA

$100 minimum to open. Traditional or Roth options available. Interest credited semi-annually. Penalties may be imposed on early withdrawals. Annual statement. Other early withdrawal penalties may be imposed under the Internal Revenue Code. FDIC insured separate from other accounts.

Interest Rate
APY**
Minimum Deposit
to Open
18 Month Fixed IRA
2.00%
2.01%
$100

18 Month Fixed IRA

Interest Rate
1.85%
APY**
1.86%
Minimum Balance to Earn APY**
$100

Accurate as of 02/28/2024

*The Rate may change after the account is opened
**APY = Annual Percentage Yield

Fees could reduce the earnings on the above accounts. Additional information is available upon request. A penalty may be imposed for early withdrawal from CDs and IRAs.

Switch Kit

Our Switch Kit will help you transfer any existing direct deposits or automatic payments with this ready to fill in kit. Just follow these 5 easy steps!

Switch Kit
headphone icon

Certificate of Deposit & IRA Questions for Us?

Send us a message!

Please note: This is not a secure form. In order to prevent the threat of fraud, do not include any personal or sensitive information within your message, such as your account or social security numbers.

Please note: This is not a secure form. In order to prevent the threat of fraud, do not include any personal or sensitive information within your message, such as your account or social security numbers.