Certificate of Deposit Specials
Accounts
Interest Rate
APY**
Minimum Deposit to Open
6 Month
4.00%
4.00%
$5,000 or more
9 Month
4.30%
4.30%
$5,000 or more
Accurate as of 01/20/2025
Savings Accounts
Accounts
Interest Rate
APY**
Minimum Balance to Open
Statement Savings*
0.10%
0.10%
$100.00
Christmas Club*
0.25%
0.25%
$100.00
Savings Accounts
Interest Rate
0.10%
APY**
0.10%
Minimum Balance to Open
$100.00
Interest Rate
0.25%
APY**
0.25%
Minimum Balance to Open
$100.00
Accurate as of 01/20/2025
Interest Checking Accounts
Accounts
Tier
Interest Rate
APY**
Minimum Deposit to Open
Interest Checking*
$.01 - $999.99
0.01%
0.01%
$100.00
$1,000 or more
0.15%
0.15%
$100.00
Interest Checking*
Interest Rate
0.01%
APY**
0.01%
Minimum Deposit to Open
$100.00
Interest Rate
0.15%
APY**
0.15%
Minimum Deposit to Open
$100.00
Accurate as of 01/20/2025
HSA Checking Accounts
Accounts
Tier
Interest Rate
APY**
Minimum Deposit to Open
HSA Checking*
$.01 - $999.99
0.01%
0.01%
$100.00
$1,000.00 - $9,999.99
0.20%
0.20%
$100.00
$10,000 - $19,999.99
0.40%
0.40%
$100.00
$20,000 or more
0.75%
0.75%
$100.00
HSA Checking*
Interest Rate
0.01%
APY**
0.01%
Minimum Deposit to Open
$100.00
Interest Rate
0.20%
APY**
0.20%
Minimum Deposit to Open
$100.00
Interest Rate
0.40%
APY**
0.40%
Minimum Deposit to Open
$100
Interest Rate
0.75%
APY**
0.75%
Minimum Deposit to Open
$100.00
Accurate as of 01/20/2025
Money Market Savings Accounts
Accounts
Tier
Interest Rate
APY**
Minimum Deposit to Open
Premium Money Market*
$.01 - $24,999.99
0.01%
0.01%
$25,000.00
$25,000 - $99,999.99
1.00%
1.00%
$25,000.00
$100,000 - $249,999.99
1.75%
1.76%
$25,000.00
$250,000 - $499,999.99
2.25%
2.27%
$25,000.00
$500,000 - $999,999.99
3.00%
3.04%
$25,000.00
$1,000,000 or more
3.25%
3.30%%
$25,000.00
Regular Money Market*
$.01 - $4,999.99
0.10%
0.10%
$5,000
$5,000 - $24,999.99
0.50%
0.50%
$5,000
$25,000 - $74,999.99
0.75%
0.75%
$5,000
$75,000 - $99,999.99
1.00%
1.00%
$5,000
$100,000 or more
1.50%
1.51%
$5,000
Premium Money Market Savings*
Interest Rate
0.01%
APY**
0.01%
Minimum Deposit to Open
$25,000.00
Interest Rate
1.00%
APY**
1.00%
Minimum Deposit to Open
$25,000.00
Interest Rate
1.75%
APY**
1.76%
Minimum Deposit to Open
$25,000.00
Interest Rate
2.25%
APY**
2.27%
Minimum Deposit to Open
$25,000.00
Interest Rate
3.00%
APY**
3.04%
Minimum Deposit to Open
$25,000.00
Interest Rate
3.25%
APY**
3.30%
Minimum Deposit to Open
$25,000.00
Interest Rate
0.10%
APY**
0.10%
Minimum Deposit to Open
$5,000
Interest Rate
0.50%
APY**
0.50%
Minimum Deposit to Open
$5,000
Interest Rate
0.75%
APY**
0.75%
Minimum Deposit to Open
$5,000
Interest Rate
1.00%
APY**
1.00%
Minimum Deposit to Open
$5,000
Interest Rate
1.50%
APY**
1.51%
Minimum Deposit to Open
$5,000
Accurate as of 01/20/2025
*The Rate may change after the account is opened
**APY = Annual Percentage Yield
Fees could reduce the earnings on the above accounts
A penalty may be imposed for early withdrawal from Christmas Club accounts
Additional information is available upon request
